Cursor pricing is published as Hobby, India Start at ₹649/month tax inclusive, then Pro $20, Pro+ $60, and Ultra $200 per month before tax. Copilot pricing is tied to GitHub’s consumer and business seats, with Grok 4.7 rolling out from 21 September 2026 on Pro, Pro+, Max, Business, and Enterprise. Compare total seat cost plus the models you actually need. Cursor Start excludes Other Models; Pro includes them. Recheck both vendors because prices move.
Cursor price ladder
Hobby for free exploration. Start for India Cursor Models only. Pro and above for both pools plus unlimited Tab, extended agents, Bugbot, and Cloud Agents. Teams add $0.25/MTok on third-party models.
Student discounts may change effective Cursor cost after verification. Convert every seat to one currency after tax, then add expected Teams token-rate spend if you run Cursor Teams. Include whether Grok 4.7 is enabled on Copilot, because model access can differ without an invoice change. Re-run the comparison whenever either vendor updates published prices or pool definitions.
Copilot cost lens
Budget using your GitHub plan’s Copilot line item and whether Grok 4.7 is enabled for the org. Admin disable switches can change which models users see without changing the seat invoice immediately.
Do not paste unofficial Copilot INR prices here—pull them from GitHub at purchase time. Include whether Grok 4.7 is enabled on Copilot, because model access can differ without an invoice change. Re-run the comparison whenever either vendor updates published prices or pool definitions. Convert every seat to one currency after tax, then add expected Teams token-rate spend if you run Cursor Teams.
Comparison method
- List required models per developer.
- Sum monthly seats in one currency.
- Add expected Teams token-rate if on Cursor Teams.
Re-run the comparison whenever either vendor updates published prices or pool definitions. Convert every seat to one currency after tax, then add expected Teams token-rate spend if you run Cursor Teams. Include whether Grok 4.7 is enabled on Copilot, because model access can differ without an invoice change. Write the intended model pool and plan name into your notes before the session so you do not discover a Start exclusion mid-task. Keep git status clean before agent runs, and recheck Cursor pricing when your seat or model needs change.
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Frequently asked questions
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Is Cursor always more expensive than Copilot?
Not always. Start at u20b9649 can undercut some setups if Cursor Models suffice. Pro at $20 may land near or above Copilot seats depending on GitHub plan and tax. Run current numbers. Refresh the cost sheet whenever GitHub or Cursor publishes a new price list.
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Does Copilotu2019s Grok 4.7 change pricing?
The 21 September 2026 rollout adds model availability on listed plans. Treat it as a feature change; confirm whether your invoice changes on GitHubu2019s pricing pages. Refresh the cost sheet whenever GitHub or Cursor publishes a new price list. Verify the live Cursor account meter before you promise capacity.
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Should agencies dual-pay?
Only during evaluation. Pick one primary tool for billable work to avoid idle seats on both Cursor and Copilot. Refresh the cost sheet whenever GitHub or Cursor publishes a new price list. Verify the live Cursor account meter before you promise capacity.
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Where do I verify Cursor numbers?
https://cursor.com/docs/models-and-pricing is the source of truth for Cursor list prices and pool rules. Refresh the cost sheet whenever GitHub or Cursor publishes a new price list. Verify the live Cursor account meter before you promise capacity. Verify the live Cursor account meter before you promise capacity.
Sources
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